Best Private Money
For Residential
Real Estate Deals
My Flipping Investor LLC - About
MY FLIPPING INVESTOR IS A PRIVATE
MONEY LENDER/BROKER OFFERING CREATIVE
FINANCING SOLUTIONS FOR FIX & FLIP REAL ESTATE
INVESTORS THROUGH PRIVATE MONEY LOANS
As a full-service Private Hard Money lender/broker for real estate investors, we do most of the leg-work for you, while you build up your
real estate portfolio and cash-flow all your deals.
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Whether it’s for wholesale, rehab, or buy and hold for long-term cash investment deals, My Flipping Investor delivers fast and easy access to Private Hard Money.
We’re an equity-based lender which means we care more about the property’s merits, and don’t focus on poor credit, or some of the other factors conventional lenders use to rate the risk.
My Flipping Investor Guarantee
We'll Beat Any Competitors Rate*
*Reserve Requirements Apply
(3 months of Payment Reserves, 10%
of the Rehab Budget, and any Closing Cost above the LTV requirement)
Sell Your Property
Invest in the Sweet Spot in Today's Market!
WHAT MAKES A GREAT DEAL
The first part of every successful fix and flip is finding the right real estate property. That’s why we’ve created this easy, 5-point guide to help you find the “sweet spot” deal, which can give you the best chance at making money in real estate, while safeguarding your investment.
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At My Flipping Investor we are only interested in providing hard money loans for projects that will give you the best opportunity at realizing success. Therefore our criteria is centered around these 5 points:
136
Partners
06
Employees
1000+
Investments
100%
Success
FIX AND FLIP LOAN PROGRAM
Make My Flipping Investor your
preferred Fix and Flip lender TODAY!
Our fix and flip financing options are perfect for seasoned investors and beginners alike.
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At My Flipping Investor, our fix and flip loans are specifically designed to provide financing for real estate investors who are purchasing properties with the intention of renovating and then selling them for a profit. These loans offer short-term financing with flexible terms, allowing investors to quickly acquire and renovate properties without lengthy approval processes associated with traditional mortgages.
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In addition to financing the purchase of the property, our fix and flip loans cover 100% of the renovation costs, enabling investors to complete their projects without relying on additional funding sources.
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Our updated family of loan products better serves market expectations for investors new to My Flipping Investor platform.
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SHORT TERM, FIX-AND-FLIP LOAN GUIDELINES
THE NUMBERS TIER A TIER B TIER C
% Of Purchase 90 90 90
% Of Rehab 100 100 100
% Of Max ARV 75 70 65
% Of Max LTC 90 90 90
Experience 2 Deals/2 Yrs 2 Deals/2 Yrs 1st Timers Okay
Credit Score 720+ 660–719 No Minimum
Cashout 65% – no max 60% – 150K max 50% – 75K max
(6 mo seasoning) (6mo seasoning) (6mo seasoning)
App Fee $197 $197 $197
FHA Cap Loan Amount Loan Amount ARV
Baseline Inspection No No Yes
Tax Returns No No Yes
Well/Septic No No Yes
Impound Next Yr Taxes No No Yes​​
LONG TERM RENTALS LOAN PROGRAM
Looking for the right lending partner to help you
scale your Rental Property Portfolio?
My Flipping Investor, the nation’s fastest growing private money lender/broker, delivers speed, leverage, and consistency to highly experienced and new real estate investors!
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My Flipping Investor provides financing solutions tailored specifically for long-term rental properties. These loans are designed for investors who intend to hold rental properties for an extended period. Long-term rental loans typically have lower interest rates and longer repayment terms compared to short-term loans.
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Our rental property loans offer features such as fast approval and funding, customizable loan terms, and personalized service tailored to the needs of real estate investors.​
LONG-TERM RENTAL LOAN GUIDELINES
INVESTOR ADVANTAGES: Approval based on the Property Cashflow and not your tax returns.
​INTEREST RATE: Starts As Low As 6.5%
ORIGINATION POINTS: Starts As Low As 1.5%
NO EXPERIENCE REQUIRED
AS YOU GROW, WE CUSTOMIZE YOUR MY FLIPPING INVESTOR EXPERIENCE
Loan Amount: $100K to 2 Million (up to 75% LTV)
Min. FICO Score: 660
Cross-Collateral allowed on 2 or more properties. Portfolio loans available on a case-by-case basis.
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BRIDGE/JUMBO LOAN PROGRAM
You might ask, “What is a bridge loan?"
A bridge loan from My Flipping Investor is a short-term financing option designed to “bridge the gap” between the purchase of a new property and the sale of an existing property. These bridge loans are commonly used by real estate investors who need quick access to capital to secure a new property or fund renovations while awaiting the sale of another property.
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My Flipping Investor understands that speed is often critical in real estate transactions, so we strive to offer fast approval and funding processes for bridge loans. This allows borrowers to move quickly to secure properties or take advantage of time-sensitive opportunities.
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Our bridge loans provide a convenient and accessible financing option for real estate investors
who need short-term funding to bridge the gap between property transactions. By offering quick approval, flexible terms, and personalized service, My Flipping Investor aims to support borrowers in achieving their real estate investment goals.​
BRIDGE/JUMBO LOAN GUIDELINES
MAX ALLOWED (with excess first loss):
Max 90% (LTV “As Is”)
90% (LTC)
75% (LTV “As Repaired”) With Approval
Max. 12 Month Loans
Minimum FICO 620
Up to 90% LTV on “as is” and up to 75% ARV
Minimum Loan Amount $50,000 – Max. $2 M
LAND ACQUISITION AND NEW CONSTRUCTION PROGRAM
Single-Family (1-4 Units)
My Flipping Investor offers construction loans for non-owner-occupied, single-family properties, condos, and townhomes.
These loans are specifically tailored to finance the construction or renovation of investment properties, providing investors with the necessary capital to complete their projects.
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At My Flipping Investor, our construction loan rates start at 11.29%. Our land and construction loans are typically used to finance both the purchase of the land and the construction of a new property.
Reach out to one of our loan analysts to get the most up-to-date information on our loan programs, rates, and requirements. They will guide you through the application process and support you every step of the way.